5 Hidden Benefits of Health Insurance

 

You may think that you get the protection of your health insurance reimbursement was limited to outpatient care, inpatient care, or surgery . When in fact the health protection that includes 3 of the cost could be considered just a basic protection only. You can get more benefits , such as dental care , dental health , to mental health . Before asking any questions to a financial advisor or your insurance agent , try to see some of the hidden benefits of health insurance that you can actually get :

    disease management
    Owned health insurance most people today only provide compensation if a critical illness has reached a very severe condition , such as cancer stage four . But there are actually benefits that protect critical illness insurance from the time the disease is still at an early stage . For example , people with diabetes receive reimbursement ranging from consultation sessions with a nutritionist to consult a doctor for a blood pressure monitor . Insurance benefits will greatly assist the insured , because the costs are too cover becomes larger .
    mental Health
    Most health insurance does not cover the issue of mental illness and psychiatric disorders . But since 2010 , the U.S. government already requires some type of health insurance to provide protection against mental illness and psychiatric disorders . Rules like this do not exist in Indonesia , and it seems almost all of Indonesia's insurance does not protect the insured from mental illness and psychiatric disorders .
    fertility
    Health insurance also typically do not provide reimbursement to the insured undergoing fertility treatments or procedures reproductive services for pregnant or trying to get a child , such as in vitro fertilization , etc. . Some insurance companies in some states in the United States already provide this protection . Hopefully it's soon followed by insurance companies in Indonesia .
    alternative medicine
    Treatment included in insurance benefits generally are authorized medical treatment that is performed by a doctor at the hospital . Alternative medicine acupuncture , herbal medicine , massage , etc. are not too cover by most health insurance . Though quite a lot of alternative medicine that helps relieve the pain of a critical illness .
    Treatment of critical illness
    The meaning of these benefits is the replacement for the treatment done to help cure or management of diseases of the insured . For example , if you suffer from heart disease but you still smoke , then you get a replacement for a consultation or a program that can help you quit smoking . With these benefits , health insurance helps you live healthier , so in the end not to aggravate your illness . After all , if you are healthy , then the less the costs of insurance companies , right?Health insurance benefits above does not seem to be easily found in a variety of insurance companies in Indonesia . But it could not hurt to try to ask about the benefits of the agent or your insurance company . Who knows, in fact they have certain health insurance products that provide insurance benefits to its customers over them .